Finance Options

At Epic Cycles we don't offer finance ourselves, as we want to be free to concentrate on advising and helping customers rather than acting as credit brokers. We also have a pricing policy of offering our best prices up front to all of our customers, regardless of how much they are spending or how they wish to pay - offering our own credit facility would either mean raising our prices to offset brokerage costs or, like many shops, only being able to offer finance on selected items sold at full RRP.

However, we do know that customers are often keen to purchase a new bike or cycling equipment without having to wait until cash becomes available. Many of our customers have been able to achieve the best of both worlds - excellent hassle-free customer service and everyday fair prices from ourselves combined with 0% finance - by using an interest free credit card. We are unable to advise on whether this would be a suitable option for individual customers, but if you this could be suitable for you there are plenty of websites offering advice and lists of the best interest free credit cards available, such as MoneySupermarket.

For customers for whom interest free credit cards are not a suitable option we had previously partnered with Ideal4Finance for interest-bearing loans, but we are not satisfied with the service they are offering and so we are no longer providing a link through to their website.